» Pradhan Mantri Jan Dhan Yojna (PMJDY) :
Objective of “Pradhan Mantri Jan-Dhan Yojana (PMJDY)” is ensuring access to various financial services like availability of basic savings bank account, access to need based credit, remittances facility, insurance and pension to the excluded sections i.e. weaker sections & low income groups.
Benefits of schemes are :
1. Interest on deposit.
2. Accidental insurance cover of Rs.1Lakh
3. No minimum balance required
4. Life insurance cover of Rs.30,000
5. Overdraft facility after 6 months.
6. Access to Pension, insurance products.
7. RuPay Debit Card.
8. Overdraft facility upto Rs.5000/- is available in only one account per household.
Launched By PM Narendra Modi on 28nd August 2015.
» Sukanya Samriddhi Yojna :
The objective behind this initiative is to address the gender imbalance & create positive environment in favor of girl child. It is the part of “Beti Bachao-Beti Padhao”.
Benefits of schemes are :
1. Highest interest rate of9.2%
2. Exempted from Tax u/s 80c
3. The maturity of account is 21 years from date of opening account or marriage of girl child whichever is earlier.
4. Initial deposit of Rs.1000 and thereafter any amount in multiple of Rs.100 can be deposited to maximum of 1.5lakhs.
Launched By PM Narendra Modi on 22nd January 2015.
» Mudra Bank Yojna :
MUDRA (Micro Unit Development and Refinance Agency Bank) will provide credit up to Rs.10 lakh to small entrepreneurs & act as regulator of Micro finance institutions. Objective of the scheme are to encourage entrepreneurs and small business units to expand their capabilities and to reduce over indebtedness.
Benefits of schemes are :
1. Shishu-the starters-covers loan up to Rs.50,000
2. Kishore-the mid stage finance seekers-covers loan above Rs.50,000 and up to Rs.5,00,000.
3. Tarun-growth seekers- covers loan above Rs.5,00,000 and up to Rs. 10,00,000.
Launched By PM Narendra Modi on 8th April 2015 in Kolkata.
» Pradhan Mantri Jeevan Jyoti Bima Yojana :
Pradhan Mantri Jeevan Jyoti Bima Yojana is a government-backed Life insurance scheme in India. It was originally mentioned in the 2015 Budget speech by Finance Minister Arun Jaitley in February 2015.
Benefits of schemes are :
1. Age limit: 18 to 50 years of age.
2. Annual premium- Rs.330 per year for life cover of Rs.2,00,000.
Launched By PM Narendra Modi on 9th May 2015 in Kolkata.
» Atal Pension Yojana :
Atal Pension Yojana is a government-backed pension scheme in India targeted at the unorganised sector. It was originally mentioned in the 2015 Budget speech by Finance Minister Arun Jaitley in February 2015.
Benefits of schemes are :
1. Age limit: 18-40 years.
2. Pension will start at age of 60 years.
3. Depending upon the contribution, the beneficiary will get guaranteed pension of Rs.1000 to Rs.5000 per month.
4. Govt will contribute 50% of total contribution or Rs.1000 whichever is lower.
Launched By PM Narendra Modi on 9th May 2015 in Kolkata.
» Make in India :
Atal Pension Yojana is a government-backed pension scheme in India targeted at the unorganised sector. It was originally mentioned in the 2015 Budget speech by Finance Minister Arun Jaitley in February 2015.
Benefits of schemes are :
1. Age limit: 18-40 years.
2. Pension will start at age of 60 years.
3. Depending upon the contribution, the beneficiary will get guaranteed pension of Rs.1000 to Rs.5000 per month.
4. Govt will contribute 50% of total contribution or Rs.1000 whichever is lower.
Launched By PM Narendra Modi on 9th May 2015 in Kolkata.–
